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PLAN: Equitable Critical Illness Insurance Plan
UID: Equitable Critical Illness Plan
Category: Critical Illness
Type: None
Marketing Name: Equitable Critical Illness Plan
Average Price: $43.02
Short Description: This plan pays a lump sum cash benefit if you're diagnosed with a covered critical illness, like cancer, heart attack, or stroke — helping you handle medical bills, lost income, or everyday expenses.
Long Description: The Equitable Critical Illness plan provides a one-time cash payment when you’re diagnosed with a serious condition such as cancer, heart attack, stroke, or organ failure. Benefits range from $10,000 to $40,000 for employees and their families and are paid directly to you — not to doctors or hospitals — so you can use them however you need: for medical bills, rent, groceries, or recovery time. The plan also includes recurrence benefits for repeat diagnoses and a wellness screening benefit that pays $50 annually when you complete eligible health screenings.
PRICING:
Coverage 4: $63.74
Coverage 3: $46.37
Coverage 2: $39.69
Coverage 1: $22.28
DETAILS:
BENEFITS:
Benefit Amount - Child: $5,000 minimum in $5,000 increments to a maximum of $20,000 Not to exceed 50% of the Employee Benefit
Benefit Amount - Spouse: $10,000 minimum in $10,000 increments to a maximum of $40,000 Not to exceed 100% of the Employee Benefit
Benefit Amount - Employee: $10,000 minimum to a maximum of $40,000 in $10,000 increments
COVERAGE:
Coma - Benefit Percentages: 100%
Stroke - Benefit Percentages: 100%
Blindness - Benefit Percentages: 100%
Paralysis - Benefit Percentages: 100%
Angioplasty - Benefit Percentages: 5%
Skin Cancer - Benefit Percentages: 5%
Severe Burns - Benefit Percentages: 100%
Hearrt Attack - Benefit Percentages: 100%
Cancer in Situ - Benefit Percentages: 25%
Loss of Speech - Benefit Percentages: 100%
Coma - Recurrence Benefit Percentages: 100%
Invasive Cancer - Benefit Percentages: 100%
Stroke - Recurrence Benefit Percentages: 100%
Benign Brain Tumor - Benefit Percentages: 100%
Major organ failure - Benefit Percentages: 100%
Blindness - Recurrence Benefit Percentages: N/A
Paralysis - Recurrence Benefit Percentages: 100%
Angioplasty - Recurrence Benefit Percentages: 5%
Coronary Artery Bypass - Benefit Percentages: 25%
Skin Cancer - Recurrence Benefit Percentages: 5%
End-stage heart failure - Benefit Percentages: 100%
Heart Attack - Recurrence Benefit Percentages: 100%
Severe Burns - Recurrence Benefit Percentages: 100%
Complete Loss of Hearing - Benefit Percentages: 100%
End-stage kidney disease - Benefit Percentages: 100%
Cancer in Situ - Recurrence Benefit Percentages: 25%
Loss of Speech - Recurrence Benefit Percentages: N/A
Invasive Cancer - Recurrence Benefit Percentages: 100%
Advanced Alzheimer's Disease- Benefit Percentages: 100%
Advanced Parkinson's Disease - Benefit Percentages: 100%
Benign Brain Tumor- Recurrence Benefit Percentages: 100%
Major organ failure - Recurrence Benefit Percentages: 100%
Occupational infectious disease - Benefit Percentages: 100%
Coronary Artery Bypass - Recurrence Benefit Percentages: 25%
End-stage heart failure - Recurrence Benefit Percentages: 100%
Advanced ALS/Lou Gehrig’s Disease - Benefit Percentages: 100%
Complete Loss of Hearing - Recurrence Benefit Percentages: N/A
End-stage kidney disease - Recurrence Benefit Percentages: 100%
Advanced Alzheimer's Disease - Recurrence Benefit Percentages: N/A
Advanced Parkinson's Disease - Recurrence Benefit Percentages: N/A
Occupational infectious disease - Recurrence Benefit Percentages: N/A
Advanced ALS/Lou Gehrig’s Disease - Recurrence Benefit Percentages: N/A
CHILDHOODSPECIFICDISEASES:
Lower jaw - Child: $1,500 / $750
Lower jaw - Spouse: $1,500 / $750
Lower jaw - Employee: $1,500 / $750
Finger(s) or toe(s) - Child: $1,000 / $500
Finger(s) or toe(s) - Spouse: $1,000 / $500
Incomplete dislocation - Child: 25% of the applicable non -surgical procedure
Incomplete dislocation - Spouse: 25% of the applicable non -surgical procedure
Incomplete dislocation - Employee: 25% of the applicable non -surgical procedure
Spina Bifida - Benefit Percentages: 100%
Down Syndrome - Benefit Percentages: 100%
Cerebral Palsy - Benefit Percentages: 100%
Cystic Fibrosis - Benefit Percentages: 100%
Cleft Lip/Palate - Benefit Percentages: 100%
Muscular Dystrophy - Benefit Percentages: 100%
Spina Bifida - Recurrence Benefit Percentages: N/A
Down Syndrome - Recurrence Benefit Percentages: N/A
Type 1 Diabetes Mellitus - Benefit Percentages: 100%
Cerebral Palsy - Recurrence Benefit Percentages: N/A
Cystic Fibrosis - Recurrence Benefit Percentages: N/A
Cleft Lip/Palate - Recurrence Benefit Percentages: N/A
Muscular Dystrophy - Recurrence Benefit Percentages: N/A
Complex Congenital Heart Disease - Benefit Percentages: 100%
Type 1 Diabetes Mellitus - Recurrence Benefit Percentages: N/A
Complex Congenital Heart Disease - Recurrence Benefit Percentages: N/A