92 lines
4.9 KiB
Text
92 lines
4.9 KiB
Text
PLAN: Equitable Critical Illness Insurance Plan
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UID: Equitable Critical Illness Plan
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Category: Critical Illness
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Type: None
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Marketing Name: Equitable Critical Illness Plan
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Average Price: $43.02
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Short Description: This plan pays a lump sum cash benefit if you're diagnosed with a covered critical illness, like cancer, heart attack, or stroke — helping you handle medical bills, lost income, or everyday expenses.
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Long Description: The Equitable Critical Illness plan provides a one-time cash payment when you’re diagnosed with a serious condition such as cancer, heart attack, stroke, or organ failure. Benefits range from $10,000 to $40,000 for employees and their families and are paid directly to you — not to doctors or hospitals — so you can use them however you need: for medical bills, rent, groceries, or recovery time. The plan also includes recurrence benefits for repeat diagnoses and a wellness screening benefit that pays $50 annually when you complete eligible health screenings.
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PRICING:
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Coverage 4: $63.74
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Coverage 3: $46.37
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Coverage 2: $39.69
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Coverage 1: $22.28
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DETAILS:
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BENEFITS:
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Benefit Amount - Child: $5,000 minimum in $5,000 increments to a maximum of $20,000 Not to exceed 50% of the Employee Benefit
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Benefit Amount - Spouse: $10,000 minimum in $10,000 increments to a maximum of $40,000 Not to exceed 100% of the Employee Benefit
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Benefit Amount - Employee: $10,000 minimum to a maximum of $40,000 in $10,000 increments
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COVERAGE:
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Coma - Benefit Percentages: 100%
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Stroke - Benefit Percentages: 100%
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Blindness - Benefit Percentages: 100%
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Paralysis - Benefit Percentages: 100%
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Angioplasty - Benefit Percentages: 5%
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Skin Cancer - Benefit Percentages: 5%
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Severe Burns - Benefit Percentages: 100%
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Hearrt Attack - Benefit Percentages: 100%
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Cancer in Situ - Benefit Percentages: 25%
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Loss of Speech - Benefit Percentages: 100%
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Coma - Recurrence Benefit Percentages: 100%
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Invasive Cancer - Benefit Percentages: 100%
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Stroke - Recurrence Benefit Percentages: 100%
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Benign Brain Tumor - Benefit Percentages: 100%
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Major organ failure - Benefit Percentages: 100%
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Blindness - Recurrence Benefit Percentages: N/A
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Paralysis - Recurrence Benefit Percentages: 100%
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Angioplasty - Recurrence Benefit Percentages: 5%
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Coronary Artery Bypass - Benefit Percentages: 25%
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Skin Cancer - Recurrence Benefit Percentages: 5%
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End-stage heart failure - Benefit Percentages: 100%
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Heart Attack - Recurrence Benefit Percentages: 100%
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Severe Burns - Recurrence Benefit Percentages: 100%
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Complete Loss of Hearing - Benefit Percentages: 100%
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End-stage kidney disease - Benefit Percentages: 100%
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Cancer in Situ - Recurrence Benefit Percentages: 25%
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Loss of Speech - Recurrence Benefit Percentages: N/A
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Invasive Cancer - Recurrence Benefit Percentages: 100%
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Advanced Alzheimer's Disease- Benefit Percentages: 100%
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Advanced Parkinson's Disease - Benefit Percentages: 100%
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Benign Brain Tumor- Recurrence Benefit Percentages: 100%
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Major organ failure - Recurrence Benefit Percentages: 100%
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Occupational infectious disease - Benefit Percentages: 100%
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Coronary Artery Bypass - Recurrence Benefit Percentages: 25%
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End-stage heart failure - Recurrence Benefit Percentages: 100%
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Advanced ALS/Lou Gehrig’s Disease - Benefit Percentages: 100%
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Complete Loss of Hearing - Recurrence Benefit Percentages: N/A
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End-stage kidney disease - Recurrence Benefit Percentages: 100%
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Advanced Alzheimer's Disease - Recurrence Benefit Percentages: N/A
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Advanced Parkinson's Disease - Recurrence Benefit Percentages: N/A
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Occupational infectious disease - Recurrence Benefit Percentages: N/A
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Advanced ALS/Lou Gehrig’s Disease - Recurrence Benefit Percentages: N/A
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CHILDHOODSPECIFICDISEASES:
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Lower jaw - Child: $1,500 / $750
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Lower jaw - Spouse: $1,500 / $750
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Lower jaw - Employee: $1,500 / $750
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Finger(s) or toe(s) - Child: $1,000 / $500
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Finger(s) or toe(s) - Spouse: $1,000 / $500
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Incomplete dislocation - Child: 25% of the applicable non -surgical procedure
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Incomplete dislocation - Spouse: 25% of the applicable non -surgical procedure
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Incomplete dislocation - Employee: 25% of the applicable non -surgical procedure
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Spina Bifida - Benefit Percentages: 100%
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Down Syndrome - Benefit Percentages: 100%
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Cerebral Palsy - Benefit Percentages: 100%
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Cystic Fibrosis - Benefit Percentages: 100%
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Cleft Lip/Palate - Benefit Percentages: 100%
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Muscular Dystrophy - Benefit Percentages: 100%
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Spina Bifida - Recurrence Benefit Percentages: N/A
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Down Syndrome - Recurrence Benefit Percentages: N/A
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Type 1 Diabetes Mellitus - Benefit Percentages: 100%
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Cerebral Palsy - Recurrence Benefit Percentages: N/A
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Cystic Fibrosis - Recurrence Benefit Percentages: N/A
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Cleft Lip/Palate - Recurrence Benefit Percentages: N/A
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Muscular Dystrophy - Recurrence Benefit Percentages: N/A
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Complex Congenital Heart Disease - Benefit Percentages: 100%
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Type 1 Diabetes Mellitus - Recurrence Benefit Percentages: N/A
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Complex Congenital Heart Disease - Recurrence Benefit Percentages: N/A
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