PLAN: Equitable Critical Illness Insurance Plan
UID: Equitable Critical Illness Plan
Category: Critical Illness
Type: None
Marketing Name: Equitable Critical Illness Plan
Average Price: $43.02
Short Description: This plan pays a lump sum cash benefit if you're diagnosed with a covered critical illness, like cancer, heart attack, or stroke — helping you handle medical bills, lost income, or everyday expenses.

Long Description: The Equitable Critical Illness plan provides a one-time cash payment when you’re diagnosed with a serious condition such as cancer, heart attack, stroke, or organ failure. Benefits range from $10,000 to $40,000 for employees and their families and are paid directly to you — not to doctors or hospitals — so you can use them however you need: for medical bills, rent, groceries, or recovery time. The plan also includes recurrence benefits for repeat diagnoses and a wellness screening benefit that pays $50 annually when you complete eligible health screenings.

PRICING:
  Coverage 4: $63.74
  Coverage 3: $46.37
  Coverage 2: $39.69
  Coverage 1: $22.28

DETAILS:

BENEFITS:
  Benefit Amount - Child: $5,000 minimum in $5,000 increments to a maximum of $20,000 Not to exceed 50% of the Employee Benefit
  Benefit Amount - Spouse: $10,000 minimum in $10,000 increments to a maximum of $40,000 Not to exceed 100% of the Employee Benefit
  Benefit Amount - Employee: $10,000 minimum to a maximum of $40,000 in $10,000 increments

COVERAGE:
  Coma - Benefit Percentages: 100%
  Stroke - Benefit Percentages: 100%
  Blindness - Benefit Percentages: 100%
  Paralysis - Benefit Percentages: 100%
  Angioplasty - Benefit Percentages: 5%
  Skin Cancer - Benefit Percentages: 5%
  Severe Burns - Benefit Percentages: 100%
  Hearrt Attack - Benefit Percentages: 100%
  Cancer in Situ - Benefit Percentages: 25%
  Loss of Speech - Benefit Percentages: 100%
  Coma - Recurrence Benefit Percentages: 100%
  Invasive Cancer - Benefit Percentages: 100%
  Stroke - Recurrence Benefit Percentages: 100%
  Benign Brain Tumor - Benefit Percentages: 100%
  Major organ failure - Benefit Percentages: 100%
  Blindness - Recurrence Benefit Percentages: N/A
  Paralysis - Recurrence Benefit Percentages: 100%
  Angioplasty - Recurrence Benefit Percentages: 5%
  Coronary Artery Bypass - Benefit Percentages: 25%
  Skin Cancer - Recurrence Benefit Percentages: 5%
  End-stage heart failure - Benefit Percentages: 100%
  Heart Attack - Recurrence Benefit Percentages: 100%
  Severe Burns - Recurrence Benefit Percentages: 100%
  Complete Loss of Hearing - Benefit Percentages: 100%
  End-stage kidney disease - Benefit Percentages: 100%
  Cancer in Situ - Recurrence Benefit Percentages: 25%
  Loss of Speech - Recurrence Benefit Percentages: N/A
  Invasive Cancer - Recurrence Benefit Percentages: 100%
  Advanced Alzheimer's Disease- Benefit Percentages: 100%
  Advanced Parkinson's Disease - Benefit Percentages: 100%
  Benign Brain Tumor- Recurrence Benefit Percentages: 100%
  Major organ failure - Recurrence Benefit Percentages: 100%
  Occupational infectious disease - Benefit Percentages: 100%
  Coronary Artery Bypass - Recurrence Benefit Percentages: 25%
  End-stage heart failure - Recurrence Benefit Percentages: 100%
  Advanced ALS/Lou Gehrig’s Disease - Benefit Percentages: 100%
  Complete Loss of Hearing - Recurrence Benefit Percentages: N/A
  End-stage kidney disease - Recurrence Benefit Percentages: 100%
  Advanced Alzheimer's Disease - Recurrence Benefit Percentages: N/A
  Advanced Parkinson's Disease - Recurrence Benefit Percentages: N/A
  Occupational infectious disease - Recurrence Benefit Percentages: N/A
  Advanced ALS/Lou Gehrig’s Disease - Recurrence Benefit Percentages: N/A

CHILDHOODSPECIFICDISEASES:
  Lower jaw - Child: $1,500 / $750
  Lower jaw - Spouse: $1,500 / $750
  Lower jaw - Employee: $1,500 / $750
  Finger(s) or toe(s) - Child: $1,000 / $500
  Finger(s) or toe(s) - Spouse: $1,000 / $500
  Incomplete dislocation - Child: 25% of the applicable non -surgical procedure
  Incomplete dislocation - Spouse: 25% of the applicable non -surgical procedure
  Incomplete dislocation - Employee: 25% of the applicable non -surgical procedure
  Spina Bifida - Benefit Percentages: 100%
  Down Syndrome - Benefit Percentages: 100%
  Cerebral Palsy - Benefit Percentages: 100%
  Cystic Fibrosis - Benefit Percentages: 100%
  Cleft Lip/Palate - Benefit Percentages: 100%
  Muscular Dystrophy - Benefit Percentages: 100%
  Spina Bifida - Recurrence Benefit Percentages: N/A
  Down Syndrome - Recurrence Benefit Percentages: N/A
  Type 1 Diabetes Mellitus - Benefit Percentages: 100%
  Cerebral Palsy - Recurrence Benefit Percentages: N/A
  Cystic Fibrosis - Recurrence Benefit Percentages: N/A
  Cleft Lip/Palate - Recurrence Benefit Percentages: N/A
  Muscular Dystrophy - Recurrence Benefit Percentages: N/A
  Complex Congenital Heart Disease - Benefit Percentages: 100%
  Type 1 Diabetes Mellitus - Recurrence Benefit Percentages: N/A
  Complex Congenital Heart Disease - Recurrence Benefit Percentages: N/A