diff --git a/src/api/v1/router.py b/src/api/v1/router.py
index 8aa867b..09c1122 100644
--- a/src/api/v1/router.py
+++ b/src/api/v1/router.py
@@ -85,11 +85,29 @@ async def estimate(request: models.EstimationRequest):
             )
 
         print("estimation request: ", request)
-        if not request.plans:
-            request.plans = list()
+
+        has_primary = False
+        has_spouse = False
+        has_dependents = False
+        for applicant in request.applicants:
+            if applicant.applicant == 1:
+                has_primary = True
+            elif applicant.applicant == 2:
+                has_spouse = True
+            elif applicant.applicant == 3:
+                has_dependents = True
+
+        if has_primary and not has_spouse and not has_dependents:
+            coverage = 1
+        elif has_primary and has_spouse and not has_dependents:
+            coverage = 2
+        elif has_primary and not has_spouse and has_dependents:
+            coverage = 3
+        else:
+            coverage = 4
 
         estimation_service = EstimationService()
-        estimation_response = await estimation_service.estimate_insurance(request.applicants, request.phq, request.plans, request.coverage)
+        estimation_response = await estimation_service.estimate_insurance(request.applicants, request.phq, coverage)
 
         return estimation_response
         
diff --git a/src/models.py b/src/models.py
index d8bfe05..3f56a35 100644
--- a/src/models.py
+++ b/src/models.py
@@ -60,9 +60,7 @@ class Address(BaseModel):
 
 class EstimationRequest(BaseModel):
     userId: str | int | None = Field(None, description="Unique identifier")
-    coverage: int = 1
     applicants: List[Applicant]
-    plans: List[Plan] | None = None
     phq: PHQ
     income: float
     address: Address
diff --git a/src/services/estimation_service_v2.py b/src/services/estimation_service_v2.py
index a5cecee..a9f3552 100644
--- a/src/services/estimation_service_v2.py
+++ b/src/services/estimation_service_v2.py
@@ -458,7 +458,7 @@ class EstimationService:
             return None
 
         
-    async def estimate_insurance(self, applicants: list[Applicant],  phq: PHQ, plans: list[Plan], plan_coverage: int):
+    async def estimate_insurance(self, applicants: list[Applicant], phq: PHQ, plan_coverage: int):
         estimation_results = []
         is_review = False
         review_reasons = []
@@ -478,9 +478,6 @@ class EstimationService:
                 base_tier = tier
                 break
 
-        if not plan_coverage:
-            plan_coverage = self.get_plan_coverage(plans[0])
-
         rx_spend = 0
         for applicant_id, applicant in enumerate(applicants):
             applicant_review_reasons = []
@@ -562,7 +559,7 @@ class EstimationService:
                 )
             )
 
-        plan_price_id = self.get_plan_price(plans[0], base_tier, plan_coverage)
+        # plan_price_id = self.get_plan_price(plans[0], base_tier, plan_coverage)
         
         if is_dtq:
             reason = "\n".join(dtq_reasons)
@@ -609,7 +606,7 @@ class EstimationService:
         if new_tier > base_tier:
             base_tier = new_tier
         
-        plan_price_id = self.get_plan_price(plans[0], base_tier, plan_coverage)
+        # plan_price_id = self.get_plan_price(plans[0], base_tier, plan_coverage)
 
         if base_tier is not None:
             reason = "\n".join(accept_reasons)