initial commit

rag/equitable_hospital_indemnity_insurance.txt

@@ -0,0 +1,31 @@
+PLAN: Equitable Hospital Indemnity Insurance
+UID: Equitable Hospital Indemnity
+Category: Hospital Indemnity
+Type: None
+Marketing Name: Equitable Hospital Indemnity Benefit Plan
+Average Price: $46.06
+Short Description: This plan pays you cash for hospital stays and related treatments — helping with expenses like deductibles, rent, or groceries while you recover.
+
+
+Long Description: The Equitable Hospital Indemnity plan provides a fixed cash benefit when you’re admitted to the hospital, ICU, rehab unit, or emergency room. It pays set amounts per day or per event, regardless of what your medical bills cost. You can use the money however you need — for medical bills, housing, transportation, or everyday expenses. The plan also includes wellness screening rewards and coverage for family care, lodging, and travel. It’s a simple way to add financial protection during unexpected hospitalizations.
+
+PRICING:
+  Coverage 4: $68.69
+  Coverage 3: $41.62
+  Coverage 2: $51.51
+  Coverage 1: $22.44
+
+DETAILS:
+
+BENEFITS:
+  Daily Lodging - Benefit Amount: $100, up to 5 days per year
+  Daily Family Care - Benefit Amount: $100, up to 5 days per year
+  First Day Hospital - Benefit Amount: $1,000, once a per year
+  Daily Transportation - Benefit Amount: $100, up to 5 days per year
+  Annual Wellness Screening - Benefit Amount: $50, once per year per insured
+  Daily Hospital Confinement - Benefit Amount: $200, up to 31 days per year
+  Daily Hospital ICU Confinement - Benefit Amount: $400, up to 10 days per year
+  Daily Hospital Rehabilitation Unit - Benefit Amount: $50, up to 60 days per year
+  Daily Well Baby Nursery Confinement - Benefit Amount: $50, up to 60 days per year
+  Emergency Room Treatment (accident only) - Benefit Amount: 100
+  First Day Hospital Intensive Care Unit (ICU) Confinement - Benefit Amount: $2,000, once a per year