diff --git a/src/services/estimation_service_v2.py b/src/services/estimation_service_v2.py
index 606b9b3..c51eaa9 100644
--- a/src/services/estimation_service_v2.py
+++ b/src/services/estimation_service_v2.py
@@ -124,12 +124,8 @@ class EstimationService:
             response_json = response.json()
             print(f"AI DTQ Response: {response_json}")
             
-            if "insurable" in response_json:
-                dtq = not response_json["message"]["insurable"]
-                reason = response_json["message"]["reason"]
-            else:
-                dtq = False
-                reason = ""
+            dtq = not response_json["message"]["insurable"]
+            reason = response_json["message"]["reason"]
             return dtq, reason
         except Exception as e:
             print(f"Error in AI DTQ check: {e}")