add rag; fix estimation service

rag/equitable_hospital_indemnity_low_plan.txt

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+PLAN: Equitable Hospital Indemnity - Low Plan
+UID: Equitable Hospital Indemnity - Low Plan
+Category: Hospital Indemnity
+Type: None
+Marketing Name: Equitable Hospital Indemnity Benefit - Low Plan
+Average Price: $46.06
+Short Description: Helps cover basic out-of-pocket costs during a hospital stay, including daily payments, wellness screenings, and accident-related ER visits.
+
+
+Long Description: The Low Hospital Indemnity Plan provides essential financial protection in the event of a hospital stay. It pays you a fixed amount per day you’re hospitalized—including $1,000 for your first hospital day, $200 per day for regular stays, and $400 per day for ICU stays. Additional benefits include wellness screening payouts, emergency accident coverage, and limited support for lodging, transportation, and family care. This plan offers a straightforward safety net for medical-related interruptions without deductibles or networks.
+
+PRICING:
+  Coverage 1: $22.44
+  Coverage 2: $51.51
+  Coverage 3: $41.62
+  Coverage 4: $68.69
+
+DETAILS:
+
+BENEFITS:
+  Daily Lodging - Benefit Amount: $100, up to 5 days per year
+  Daily Family Care - Benefit Amount: $100, up to 5 days per year
+  First Day Hospital - Benefit Amount: $1,000, once a per year
+  Daily Transportation - Benefit Amount: $100, up to 5 days per year
+  Annual Wellness Screening - Benefit Amount: $50, once per year per insured
+  Daily Hospital Confinement - Benefit Amount: $200, up to 31 days per year
+  Daily Hospital ICU Confinement - Benefit Amount: $400, up to 10 days per year
+  Daily Hospital Rehabilitation Unit - Benefit Amount: $50, up to 60 days per year
+  Daily Well Baby Nursery Confinement - Benefit Amount: $100, up to 60 days per year
+  Emergency Room Treatment (accident only) - Benefit Amount: 100
+  First Day Hospital Intensive Care Unit (ICU) Confinement - Benefit Amount: $2,000, once a per year