add rag; fix estimation service

rag/equitable_hospital_indemnity_high_plan.txt

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+PLAN: Equitable Hospital Indemnity - High Plan
+UID: Equitable Hospital Indemnity - High Plan
+Category: Hospital Indemnity
+Type: None
+Marketing Name: Equitable Hospital Indemnity Benefit - High Plan
+Average Price: $87.01
+Short Description: Enhanced coverage with higher daily payments and stronger support for ICU stays, emergencies, and family-related travel.
+Long Description: The High Hospital Indemnity Plan offers more robust protection for serious medical events. It pays $2,000 for the first day in the hospital, $300 per day for regular stays, and $500 per day in the ICU—plus enhanced benefits for maternity, rehabilitation, wellness screenings, accident-related ER visits, and well-baby nursery care. It also includes increased reimbursements for family lodging, transportation, and caregiving expenses. This plan is ideal for those seeking greater peace of mind when facing potential hospital-related costs.
+
+PRICING:
+  Coverage 1: $45.65
+  Coverage 2: $96.54
+  Coverage 3: $77.48
+  Coverage 4: $128.37
+
+DETAILS:
+
+BENEFITS:
+  Daily Lodging - Benefit Amount: $200, up to 5 days per year
+  Daily Family Care - Benefit Amount: $200, up to 5 days per year
+  First Day Hospital - Benefit Amount: $2,000, once a per year
+  Daily Transportation - Benefit Amount: $200, up to 5 days per year
+  Annual Wellness Screening - Benefit Amount: $50, once per year per insured
+  Daily Hospital Confinement - Benefit Amount: $300, up to 31 days per year
+  Daily Hospital ICU Confinement - Benefit Amount: $500, up to 10 days per year
+  Daily Hospital Rehabilitation Unit - Benefit Amount: $100, up to 60 days per year
+  Daily Well Baby Nursery Confinement - Benefit Amount: $200, up to 60 days per year
+  Emergency Room Treatment (accident only) - Benefit Amount: 200
+  First Day Hospital Intensive Care Unit (ICU) Confinement - Benefit Amount: $4,000, once a per year