add rag; fix estimation service

rag/equitable_dental_plan_class_2.txt

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+PLAN: Equitable Dental Plan - Class 2
+UID: Equitable Dental Plan - Class 2
+Category: Dental
+Type: None
+Marketing Name: Equitable Dental - Class2
+Average Price: $77.90
+Short Description: Expanded dental coverage including preventive and basic restorative services like fillings and extractions.
+Long Description: The Class II dental plan builds on the preventive care of Class I and adds basic restorative services such as fillings, simple extractions, and emergency treatment for pain relief. Preventive services are covered at 100% in-network, and basic services are covered at 80% after a $50 annual deductible. This plan is ideal if you want broader protection and help managing more than just routine dental care.
+
+PRICING:
+  Coverage 1: $32.87
+  Coverage 2: $65.12
+  Coverage 3: $90.68
+  Coverage 4: $122.93
+
+DETAILS:
+
+COVERAGE:
+  Coinsurance - In Network: 100% – Preventive care (like cleanings, exams, and X-rays).80% – Basic care (like fillings and simple extractions).50% – Major care (like crowns, dentures, and root canals).
+  Coinsurance - Out of Network: 100% – Preventive care (like cleanings, exams, and X-rays). 80% – Basic care (like fillings and simple extractions). 50% – Major care (like crowns, dentures, and root canals).
+  Missing Tooth Clause - In Network: Pre-existing missing teeth not covered
+  Missing Tooth Clause - Out ofNetwork: Pre-existing missing teeth not covered
+  Annual Individual Maxium Benefit - In Network: 2000
+  Annual Individual Maxium Benefit - Out of Network: 2000
+  Annual Individual / Family Deductible - In  Network: $50 deductible per person For a family, you only have to pay it for 3 people max (so $150 total), even if more are covered and preventive services are free.
+  Annual Individual / Family Deductible - Out of Network: $50 deductible per person For a family, you only have to pay it for 3 people max (so $150 total), even if more are covered and preventive services are free.
+  Reimbursement  (how much the insurance company pays thef or care) - In Network: Agreed Rate
+  Reimbursement  (how much the insurance company pays thef or care) - Out of Network: 	Fixed Coverage Amount
+  Alternative Benefit (If two treatments would fix the problem, the plan pays for the less expensive one) - In Network: Included
+  Alternative Benefit (If two treatments would fix the problem, the plan pays for the less expensive one) - Out of Network: Included
+
+BASICSERVICES:
+  Simple Extractions - In Network: 80%
+  Simple Extractions - Out of Network: 80%
+  Periodontal Maintenance - In Network: 80%
+  Periodontal Maintenance - Out of Network: 80%
+  Emergency Palliative Treatment - In Network: 80%
+  Complete Series/ Panoramic X-Rays - In Network: 80%
+  Emergency Palliative Treatment - Out of Network: 80%
+  Complete Series/ Panoramic X-Rays - Out of Network: 80%
+  Basic Restorative Services (amalgam, composite resin, acrylic, synthetic or plastic fillings) - In Network: 80%
+  Basic Restorative Services (amalgam, composite resin, acrylic, synthetic or plastic fillings) - Out of Network: 80%
+
+MAJORSERVICES:
+  Bridges - In Network: 50%
+  Bridges - Out of Network: 50%
+  Oral Surgery - In Network: 50%
+  Bitewing X-Rays - In Network: 50%
+  Oral Surgery - Out of Network: 50%
+  Bitewing X-Rays - Out of Network: 50%
+  Periodontal Surgery - In Network: 50%
+  Inlays/Onlays/Crowns - In Network: 50%
+  Surgical Endodontics - In Network: 50%
+  Periodontal Surgery - Out of Network: 50%
+  Inlays/Onlays/Crowns - Out of Network: 50%
+  Non-Surgical Endodontics - In Network: 50%
+  Non-Surgical Periodontal - In Network: 50%
+  Surgical Endodontics - Out of Network: 50%
+  Non-Surgical Endodontics - Out of Network: 50%
+  Non-Surgical Periodontal - Out of Network: 50%
+  Surgical Extractions and Removal of Impacted Teeth - In Network: 80%
+  Surgical Extractions and Removal of Impacted Teeth - Out of Network: 50%
+  Dentures – complete, partial, overdenture (upper and lower) - In Network: 50%
+  Dentures – complete, partial, overdenture (upper and lower) - Out of Network: 50%
+
+PREVENTIVESERVICES:
+  Periodic Oral Evaluation - In Network: 100%
+  Periodic Oral Evaluation - Out of Network: 100%
+  Comprehensive Oral Evaluation - In Network: 100%
+  Comprehensive Oral Evaluation - Out of Network: 100%
+  Limited Oral Evaluation (problem focused) - In Network: 100%
+  Limited Oral Evaluation (problem focused) - Out of Network: 100%