add rag; fix estimation service

rag/equitable_dental_plan_class_1.txt

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+PLAN: Equitable Dental Plan - Class 1
+UID: Equitable Dental Plan - Class 1
+Category: Dental
+Type: None
+Marketing Name: Equitable Dental - Class 1
+Average Price: $65.64
+Short Description: Essential dental coverage for preventive care including exams, cleanings, and X-rays. Great for maintaining a healthy smile on a budget.
+
+Long Description: The Class I dental plan offers essential preventive coverage designed to help you maintain good oral health. This includes 100% coverage (in-network) for routine exams, cleanings, and bitewing X-rays twice per year, with no deductible. It’s an affordable way to stay proactive with your dental care and avoid unexpected issues.
+
+
+PRICING:
+  Coverage 1: $28.11
+  Coverage 2: $55.68
+  Coverage 3: $75.62
+  Coverage 4: $103.18
+
+DETAILS:
+
+COVERAGE:
+  Coinsurance - In Network: 100% – Preventive care (like cleanings, exams, and X-rays).80% – Basic care (like fillings and simple extractions).50% – Major care (like crowns, dentures, and root canals).
+  Coinsurance - Out of Network: 100% – Preventive care (like cleanings, exams, and X-rays). 80% – Basic care (like fillings and simple extractions). 50% – Major care (like crowns, dentures, and root canals).
+  Missing Tooth Clause - In Network: Pre-existing missing teeth not covered
+  Missing Tooth Clause - Out ofNetwork: Pre-existing missing teeth not covered
+  Annual Individual Maxium Benefit - In Network: 1000
+  Annual Individual Maxium Benefit - Out of Network: 1000
+  Annual Individual / Family Deductible - In  Network: $50 deductible per person For a family, you only have to pay it for 3 people max (so $150 total), even if more are covered and preventive services are free.
+  Annual Individual / Family Deductible - Out of Network: $50 deductible per person For a family, you only have to pay it for 3 people max (so $150 total), even if more are covered and preventive services are free.
+  Reimbursement  (how much the insurance company pays thef or care) - In Network: Agreed Rate
+  Reimbursement  (how much the insurance company pays thef or care) - Out of Network: 	Fixed Coverage Amount
+  Alternative Benefit (If two treatments would fix the problem, the plan pays for the less expensive one) - In Network: Included
+  Alternative Benefit (If two treatments would fix the problem, the plan pays for the less expensive one) - Out of Network: Included
+
+BASICSERVICES:
+  Simple Extractions - In Network: 80%
+  Simple Extractions - Out of Network: 80%
+  Periodontal Maintenance - In Network: 80%
+  Periodontal Maintenance - Out of Network: 80%
+  Emergency Palliative Treatment - In Network: 80%
+  Complete Series/ Panoramic X-Rays - In Network: 80%
+  Emergency Palliative Treatment - Out of Network: 80%
+  Complete Series/ Panoramic X-Rays - Out of Network: 80%
+  Basic Restorative Services (amalgam, composite resin, acrylic, synthetic or plastic fillings) - In Network: 80%
+  Basic Restorative Services (amalgam, composite resin, acrylic, synthetic or plastic fillings) - Out of Network: 80%
+
+MAJORSERVICES:
+  Bridges - In Network: 50%
+  Bridges - Out of Network: 50%
+  Oral Surgery - In Network: 50%
+  Bitewing X-Rays - In Network: 50%
+  Oral Surgery - Out of Network: 50%
+  Bitewing X-Rays - Out of Network: 50%
+  Periodontal Surgery - In Network: 50%
+  Inlays/Onlays/Crowns - In Network: 50%
+  Surgical Endodontics - In Network: 50%
+  Periodontal Surgery - Out of Network: 50%
+  Inlays/Onlays/Crowns - Out of Network: 50%
+  Non-Surgical Endodontics - In Network: 50%
+  Non-Surgical Periodontal - In Network: 50%
+  Surgical Endodontics - Out of Network: 50%
+  Non-Surgical Endodontics - Out of Network: 50%
+  Non-Surgical Periodontal - Out of Network: 50%
+  Surgical Extractions and Removal of Impacted Teeth - In Network: 80%
+  Surgical Extractions and Removal of Impacted Teeth - Out of Network: 50%
+  Dentures – complete, partial, overdenture (upper and lower) - In Network: 50%
+  Dentures – complete, partial, overdenture (upper and lower) - Out of Network: 50%
+
+PREVENTIVESERVICES:
+  Periodic Oral Evaluation - In Network: 100%
+  Periodic Oral Evaluation - Out of Network: 100%
+  Comprehensive Oral Evaluation - In Network: 100%
+  Comprehensive Oral Evaluation - Out of Network: 100%
+  Limited Oral Evaluation (problem focused) - In Network: 100%
+  Limited Oral Evaluation (problem focused) - Out of Network: 100%